(Apply) West Bengal Student Credit Card Scheme 2022

West Bengal student credit card apply | West Bengal student credit card registration | WB student credit card eligibility criteria | eligibility criteria West Bengal student credit card | West Bengal student credit card scheme apply | West Bengal student credit card application form

Almost every student in our country wants to pursue higher education but there are many students who are financially weak and cannot fulfill their dream of higher education. And the government starts various schemes to provide higher education to all students. And seeing all this, the West Bengal government has launched a project. The project is called West Bengal student credit card scheme 2022, through which students will be given loans for higher education. Friends, by reading this article, you will be able to know the necessary information about this student credit card project in West Bengal. What is such as West Bengal Student Credit Card? What is the function of this credit card, purpose, required documents, West Bengal Student Credit Card application process, etc. Friends, if you want to know more about this student credit card in West Bengal, I urge you to read this article to the end.

Brief project description

Name of scheme	West Bengal student credit card
Beneficiary	Students of West Bengal are the beneficiaries of this scheme
Loan amount	10 lakh rupees
Application Process	Online
Launched by	Government of West Bengal

West Bengal student credit card scheme about

West Bengal Chief Minister Mamata Banerjee has launched a student credit card scheme in the state. The decision to launch the scheme was taken at a cabinet meeting in the state on June 24, 2021. Through this scheme, the government will provide loans of up to Rs 10 lakh for higher studies of students in classes of 10th and above. The interest rate on this launch provided by the government will be very low. The West Bengal Student card will be available to students who have been living in West Bengal for 10 years.

I am delighted to announce that GoWB has launched the #StudentCreditCard today.

To make the youth of Bengal self-reliant, the Scheme shall provide a loan of up to ₹10 Lakh with an annual simple interest. (1/2)

— Mamata Banerjee (@MamataOfficial) June 30, 2021

Credit card schemes can be used to take loans for undergraduate, postgraduate, and doctoral studies in India or abroad. This loan will be given from the bank, the student does not have to take any guarantor to take the CM credit card loan, the government will be the guarantor of this person. Therefore, the door will be opened for West Bengal Chief Minister Mamata Banerjee to fulfill the dreams of the students.

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West Bengal student credit card Repayment period

The student card scheme in West Bengal was a part of the Trinamool Congress election manifesto in the state. Students can avail of the benefits of this scheme provided by the government for up to 40 years. This person must pay the student within a period of 15 years when the student gets a job. The application process for this loan will be facilitated in West Bengal so that students in the state can easily apply for this loan and avail the benefits of the loan. Under this scheme, students can apply for online credit cards. The Student Credit Card announced by the Government of West Bengal in West Bengal will be launched from 30th June 2021. Then the meritorious students of West Bengal will be able to achieve their higher education and they will succeed in fulfilling their dreams. Mamata Banerjee has opened a door for students from where students can fulfill their dreams.

West Bengal student credit card Scheme 2022 Highlights Key

Name of scheme	West Bengal student credit card
Launched by	Government of West Bengal
Under the scheme	Under the Government of West Bengal
State	West Bengal
Beneficiary	Students of West Bengal are the beneficiaries of this scheme
Objective	Helping students who are struggling financially
Loan amount	10 lakh rupees
Year	2022
Post category	State government scheme
Application Process	Online
Official website	The website was not notified

Purpose of West Bengal Student Credit Card Scheme

We will discuss below all the objectives that Mrs. Mamata Banerjee has for launching West Bengal Student Credit Card-

• The main purpose of introducing the West Bengal Student Card is to ensure that all students, despite being meritorious, cannot pursue higher education due to their financial problems. The West Bengal Government will provide a loan of Rs 10 lakh.
• The student will get this loan from Direct Bank account, no guarantee has to be taken from education to take the loan, because the guarantor of this person is the government itself.
• All the students of West Bengal will be able to get their higher education through Student Credit Card.
• With this credit card, West Bengal will get unemployment rate, because West Bengal students will be able to get higher education and employment.
• The benefit of this scheme will be available to those students who have been living in West Bengal for a minimum of 10 years.

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West Bengal student credit card benefit

We will discuss below the benefits of the Student Credit Card provided by the Government of West Bengal –

• West Bengal Chief Minister Mamata Banerjee has launched this West Bengal Student Credit Card Scheme.
• The project will provide a loan of Rs 10 lakh to help students in West Bengal who are unable to pursue higher education due to financial difficulties. So that students are able to achieve their own higher education.
• The plan was decided on 24 June 2021 in a cabinet in West Bengal.
• Through this project, Rs. 10 lakhs will be provided for imparting higher education to the students in 10th class and above 10th class.
• Under this scheme, after the students take a loan, the student has to pay very low interest while repaying the loan.
• With this credit card students can withdraw the loan amount.
• Students can avail this scheme till the age of 40 years.
• The loan has to be repaid within 15 years when the students get the job.
• The plan was part of the Trinamool Congress’ election manifesto.
• Through this scheme, the unemployment rate in West Bengal will be reduced a lot, as students will get higher education and employment.

West Bengal student credit card scheme eligibility criteria

We will provide below the details of all the Eligibility Criteria issued by the Government to apply for this scheme in West Bengal –

• You have to stay in West Bengal for at least 10 years.
• The maximum age limit for applying for this scheme is 40 years.

WB student credit card Yojana Required Documents

We would like to give you some information about the documents issued by the Government of West Bengal under this scheme –

• Aadhaar card
• Ration card
• Age certificate
• Income Certificate
• Residence certificate
• Bank account details
• Institution details
• Mobile number
• Email ID
• Passport size photo

All these documents will be required to apply for this scheme.

West Bengal Student Credit Card Scheme Registration

Interested beneficiaries in the state who wish to apply under the Student Credit Card Scheme can easily register through the process given below –

• First, you need to go to the official website of WBSCC.

• After entering the official website, you will see the option of student registration on the homepage.
• You need to click on the Student Registration option.
• Then you will be asked Are you registering for institutions in India & institutions outside India.
• You need to click on the specified option.

• The Student Credit Card application form will then open in front of you.
• You will need to fill out all the information requested in the application form. Such as –

• Basic details:
  • Applicant name
  • Date of birth
  • Gender
  • Aadhaar number
• Present course of study:
  • Program type
  • Program name
  • State institution
  • District of institution
  • Name of institution
• Contact details:
  • Mobile number
  • Email ID
  • Re-enter email ID
• Password

• After completing all the information correctly, you need to click on the Register option.
• Then a unique ID will be generated in your name. And this ID will be sent to your registered mobile number and email id.
• This user ID will be used in the future to get a student credit card.

WB student credit card portal login

Beneficiaries who have logged in to this portal will be able to log in through the process given below –

• First you need to enter the official website of Student Credit Card.
• After entering the website of the office you will see the option of student login on the homepage.
• Then you will be asked are you shining for institutions in India & institutions outside India.
• You need to select your specific shining method.
• A form will then open in front of you to sign in.

• You need to enter the applicant ID and password.
• After finding out the correct ID and password you need to fill in the captcha code.
• Then you have to click on the login option.
• This time you will be logged in to the student credit card portal. And the app’s dashboard will come in front of you.
• Then you need to click on the Application Details option.
• Now you have to click on the option of the Edit Loan application.
• Then a new page will open in front of you. And on that page, you will see the Student Credit Card Loan Application Form.
• You need to fill in all the information requested for that application format. Such as –
  • Personal Details
  • Co-borrower details
  • Current Address Details
  • Permanent Address Details
  • Details of the course and income
  • Bank details
• Then you have to click on the Save and Continue option.
• Then you need to upload the documents mentioned in the application form. The documents are –
  • The latest color picture of the student
  • Co-applicant’s latest color photo
  • Student Aadhaar card
  • Signature of the mentioned student
  • Proof of address of co-borrower
  • Student PAN card or Undertaking as mentioned
  • Co-borrower’s PAN card or Undertaking as mentioned
  • Tenth class board registration certificate
  • The signature of the overawe law guardian
  • Institution Admission Receipt
• After completing all the information correctly, you need to click on the Save & Continue option.
• Then a new page will open in front of you. And you have to click on the submit application option.
• You will then be asked if you would like to submit.
• Here you have to click on the Yes option.
• And through this process, you can apply for a loan under Student Credit Card.

WBSCC Administrator login

To log in to Administrator you need to follow the procedure given below –

• First, you need to enter the official website.
• After entering the official website you need to click on the Administrator login option.
• Then a form will open in front of you to log in.

• You need to select the user type.
• Then you need to fill in the user ID and password and captcha code.
• After filling in all the information correctly, you need to click on the login option
• And this way you can log in Administrator under Student Credit Card Scheme.

WBSCC Student login process

Follow the procedure given below for all the students who want to login to this portal –

• First, you need to enter the official website.
• Then you have to click on the Student Login option on the homepage.
• Then you will be asked are you signing for institutions in India & institutions outside India.
• You have to select a specific option.

• Then a form will open in front of you to log in.
• You need to enter your applicant ID and password.
• Then you need to fill in the captcha code and click on the login option.
• And this way you can login to Student Credit Card Portal.

Student credit card portal student dashboard

• First, you need to access the official website of WBSCC.
• Then you have to click on the Student Login option on the homepage.

• Now you need to enter the applicant ID and password.
• Then you need to fill in the captcha and click on the login option.
• Clicking on the login option will open the dashboard in front of you.
• And through this process, you will be able to access the Student Dashboard.

Student credit card loan application track

Beneficiaries who want to track the application should follow the procedure given below –

• First, you need to enter the official website.
• After entering the official website you have to click on the Student Login option.

• Then you need to fill in the applicant ID and password.
• Now you have to fill in the captcha and click on the login option.
• Now the Student Dashboard will open in front of you and you have to click on the option of Track Application.
• Then you need to enter your applicant ID. And you have to click on the search option.
• Then all the necessary information will come in front of you.

WBSSC training manual download

To download the training manual you need to follow the procedure given below –

• First, you need to enter the official website.
• After entering the official website you have to click on the option of the user manual.
• Then you have to click on the training manual option.

• After clicking on the option of the training manual, a PDF will open in front of you.
• You can download and print out that PDF for free for future use.

West Bengal student credit card training manual (foreign codes module)

• First, you need to enter the official website.
• Then you have to click on the option of the user manual.

• Now you have to click on the option of training manual (foreign codes module).
• Then a PDF will open in front of you. You can download and print out the PDF for future use.

Student credit card portal user manual of student download process

• First, you need to enter the official website.
• After entering the official website you have to click on the download option.
• Then you have to click on the option of user manual of student.

• Then a PDF will open in front of you.
• You can download and print out the PDF for future use.

WBSCC scheme procedure to download user manual of institution

• First you need to enter the official website.
• Then you have to click on the download option.
• Now you have to click on the option of user manual of institutions.

• The user manual will open in front of you in PDF format.
• You can also download and print out the user manual PDF for free for future use.

Student credit card scheme Procedure to download user manual of HED

• First, you need to enter the official website.
• After entering the official website you have to click on the download option.

• Then you have to click on the option of user manual of HED.
• Now the user manual will open in PDF format in front of you.
• You can download the user manual for future use.

WBSCC Scheme procedure to download user manual of bank

To download the bank’s user manual you need to follow the procedure given below –

• First you need to access the official website of the West Bengal Student Credit Card Scheme.

• After entering the official website you have to click on the download option.
• Then you have to click on the User Manual of Bank option.
• A PDF will now appear in front of you.
• You can download PDP to your device for future use.

Student Credit Card Bank Form Download

To download the application form of Eligible Banks on West Bengal Student Credit Card, you need to follow the procedure given below –

• First, you need to enter the official website.
• After entering the official website you have to click on the download option.
• After clicking on the download option, you need to click on the Bank Forms option.

• Then a page will open in front of you where the list of all eligible banks will be given in the student credit card.
• Then you have to download the form by clicking on the download option given next to the bank of your choice.

WBSCC online application and loan sanction process

• First, you need to access the official website of WBSCC Scheme.
• After entering the official website you have to click on the Administrator Login option.
• Then a new page will open in front of you.

• You need to select the user type.
• After selecting the user type, you need to enter the user ID, password, and captcha code.
• After completing all the information correctly you need to click on the login option.
• The Administrator Dashboard will then appear in front of you.
• Then you have to click on the option of the pending application.
• Then a new page will open in front of you.
• MS Excel Sheet will be generated on that page along with all the pending applications.
• Then you have to download this excel for class by clicking on the download excel button at the top right.
• Then you have to click on the view icon.
• Now a new page will open in front of you.
• You can download the following documents at the bottom of that page –
  • Applicant’s PAN and Aadhaar card.
  • Proof of co-borrowers PAN address.
  • Course fee details.
  • Certificate of admission of the applicant.
• Now you need to click on the application painting option in the dashboard.
• Then you need to click on the Approve Loan icon.
• You can now refuse a loan by applying for a loan approval or loan denial, respectively.

If WBSCC Loan Sanctioned

• If your rent is granted under this scheme, a new page will appear in front of you.
• On this new page, you need to enter the number of approvals in numerical and word.
• Then you need to download a copy of the approval letter.
• Then you have to click on submit option.

If WBSCC Loan is rejected

• If your loan is rejected then you need to click on the option to cancel the loan.
• Now you need to select the reason for rejection from the dropdown menu.
• Then set the benchmark for the parameters according to your bank rules.
• Now you have to submit.

WB Student Credit Card institution profile submission

• First you need to enter the official website.
• After entering the official website you need to click on the Administrator login option.

• Then you have to select the user type.
• Now you need to fill in the user ID, password and captcha code.
• After completing all the information correctly you need to click on the login option.
• Then a new page will open in front of you.
• On this page you need to click on the Submit Institution Details option.
• Now WBSCC institution Profile submission from will appear in front of you.
• You will need to fill in all the information requested in that form. Such as –
  • Name of institution
  • AISHE Code
  • Rank type
  • Rank
  • Affiliation Details
  • Aggregation details
  • Address of institution
  • State of institution
  • District of institution
  • Name of nodal officer
  • Email ID of nodal officer
  • Designation of nodal officer
  • PAN number of institution
  • TAN number of institution
  • IFSC code
  • Institution bank name
  • Branch name
  • Account number
• After completing all the information requested in the form, you need to upload the documents mentioned in the form –
  • AISHE Certificate
  • Rank document
  • Affiliation document
  • Accreditation Document
• After filling in all the information correctly and uploading the documents, you need to click on the submit option.
• And this way you can submit an institute profile under this scheme.

Approve the application by HED in Student Credit Card Scheme

• First, you need to access the official website of Student Credit Card.
• After entering the official website, you need to click on the Administrator login option on the homepage.
• Then a new page will open in front of you to log in.

• You need to select your user type.
• Then you need to fill in your user ID, password, and captcha code.
• After completing all the information correctly you need to click on the login option.
• Then you need to click on the Verify Application option.
• Now you have to click on the View Application option.
• This will bring up a dialog box with photographs including Forward, Return View, and Track buttons.
• You need to click on the View option to check all the details of the applicant.
• If the applicant’s details are correct then you need to click on the Forward option.
• Then a confirmation page will appear in front of you. And you have to click on the Yes option.
• Now this application form will be sent to the bank.
• Now you need to change the status so that the beneficiary bank can see the status of the forwarded application.
• If the application form is found correctly, then the return button has to be clicked to send it to the head of the institution.
• In this way, the application can be approved through HED.

West Bengal student credit card contact details

Beneficiaries who wish to contact customer service should follow the procedure given below –

• First, you need to access the official website of the WBSCC scheme.

• After entering the official website, you have to click on the Contact Us option on the homepage.
• Then all the contact details will be displayed in front of you.

Student credit card helpline number

We have provided you with all the information about West Bengal Student Credit Card Yojana through this page. If you are still facing any problem related to student credit cards then you can avail of this help from West Bengal student credit card toll-free number 1800-102-8014 and email id contactwbscc@gmail.com/support-wbscc@bangla.gov.in.

Conclusion

Friends, I hope you liked this article related to our West Bengal student credit card scheme. Friends, through this article, we have provided almost all the important information related to West Bengal student credit cards, and with this, we have tried our best to answer almost all the questions related to this Student Credit Card through this post.

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West Bengal student credit card scheme FAQ